Our mortgage preparation program developed in conjuntion with Awesomerates.com and fixmybrokencredit™ is a fantastic product for anyone who is in the process of looking for a home or currently in a home - who has some credit challenges preventing them from getting the very best of rate for a purchase or refinance.
With the violent credit changes in the finance industry and daily changes for lending practices it is imperative to have a proficient credit analyst and a highly accredited and licensed mortgage professional behind you Awesomerates.com to help ensure you get the very best of rate for your specific circumstances as quickly as possible.
Here is what this service will do for you:
Your credit review with a fixmybrokencredit™ analyst will highlight an action plan that will explain to you line by line what has to be done to raise your score to get you to each different interest rate tier to help you qualify for more home or get your current loan refinanced. Did you know that they are now tiered rates for a 580 or a 600 or a 620, 680 720 and even a 740 credit score? Each score affecting the down payment, interest rate, property eligibility and even reserves held after close not only that different banks will price differently each day - wow!
We will run a special credit re-scoring program for you that will tell you exactly what will happen if your credit lines are fixed, how much money will be needed to get the best affect, even what needs be paid off and what doesn't if at all - sometimes paying off debt owed does damage to a score! 45
Collection advice and credit error removal can be done in their entirety on a case by case basis - did you know that many collections may not need be paid off, and that credit balances often need not be paid off but paid down. We will show you how, and which ones.
This service is perfect if applying for a loan and are on a short time frame - we will happily show you how to do this your self or we can utilize a rapid re scoring service where when we put your plan in place for credit restoration your credit can be re scored in s little as 3-4 days
• Get first 3 bureau credit report
• Individual bureau items are on a case by case basis - whatever we are charged it will be passed on to you if you are doing a loan with us. We do not make profit on these services!
• $500 credit - if you spend any amount on getting your score where you need it to be to get your loan through www.awesomerates.com we will refund you up to $500 and apply it towards your closing costs upon a successful closing. Anything above $500 you will be responsible for.
• After closing you will be subscribed into a Lifetime fixmybrokencredit™ Credit Watch Unit - you will be subscribed for life to this monitoring service as described at.